welcome to excel realty and mortgage

Excel Realty & Mortgage is a large independent real estate & mortgage company that still feels like a boutique firm in the in Northern California. Our company is comprised of over 250 experienced and knowledgeable real estate agents, loan officers, and staff who provide our clients with the highest level of personal service and expert advice. Whether you are buying, selling or financing, the agents and staff at Excel Realty & Mortgage are available, providing expertise in all your real estate property transactions. Please enjoy our website and contact us if you would like more information on any of our properties, financing needs, or if you just have questions. Welcome home!



Penny Boutte, Realtor-I am writing as the father of a buyer, and about my interactions with Penny Boutte, most of which were after the close of escrow. During the purchase, I know Penny navigated the turbulent difficult seller waters, managing setbacks and the seller’s mantra constantly threatening to cancel the deal. As I mentioned, most of my interactions with Penny occurred after close of escrow, when a realtor would normally be done. While she was moving in, we discovered that all the return air registers had been covered over, apparently when the seller installed new flooring. There was also a rusted out duct involved. None of this was known prior to close of escrow. My first thought was that the seller ought to have disclosed covering over the return air. That gets all tied up in what did he know and how he defers responsibility to those he hired to install the flooring. Overnight, Penny remembered the First American Home Buyers Protection Plan. She contacted First American, confirmed coverage, and initiated the claim. Unfortunately, after a month of dithering, First American announced they would deny the claim because the damage was preexisting. The adjuster said First American provides no coverage at whatsoever on preexisting damage in any of its policies. Penny pressured the sales manager, pointing out their advertising claimed such protection. FAHW Regional Sales Manager reversed the position and paid the claim.

Buyer, Lodi, CA- jhurlbut3

Penny Boutte, Realtor- We absolutely loved Penny. Incredibly knowledgeable, quick to respond to all questions we had, was a lot of fun to work with. We would recommend her to anyone and will use her in the future if/when we decide to sell. She is a Lodi realtor but proved to be in the know with local real estate culture in our small town. She walked us through every step of the process. As first time buyers with a bankruptcy she made us feel confident that we’d be successful in getting a home we’d love … and we’re absolutely in love with our home.

Buyer, Valley Springs, CA- bcammisa87

Penny Boutte, Realtor- Penny Boutte did an excellent job in helping search and buy a home in Lodi,Ca. She is very knowledgeable in real estate requirements and keeps up with loan and law changes. Very dependable and committed in doing a thorough job. I would not heisitate to request her help in the future.
Buyer, Lodi CA- Randy Branco

Penny Boutte, Realtor- Penny Boutte was amazing! From day 1 she was easy to get in touch with and was always quick to respond to our questions and/or concerns. She did a fantastic job during our open house! Highly recommend!
Seller, Sacramento CA- Kelly Tyler Braziel

Penny Boutte, Realtor- Penny Boutte listed and sold my home, she cleaned out the old furniture, had an open house and helped me to decide which was the best offer out of 5 cash offers!
Seller, Sacramento CA- DarrellJ

Penny Boutte, Realtor- I wanted to express my gratitude. Working with Penny Boutte was a life time experience. She went out of her way and was clearly above and beyond in service and thoughtfulness. She helped my family for our future happiness and security, I would highly recommend her to any future family in need of a personal yet efficient realtor. She spent many hours working for my family making sure everything was done and executed in a timely yet professional manner. I was very ill last year and unhappy with my home in Lodi, Penny helped me find the perfect home and sell my home at the same time. She found a buyer who was thrilled with my home and got me moved into my dream home within days. This was a win win situation. I got very upset and worried at one point due to stress. But Penny disregarded my feelings and moved through the situation with flying colors and pulled everything together. Penny understood my situation and gave me some care and understanding, she then in a professional manner handled everything. My family is so happy now in our new home. It is a perfect match. We feel secure and so grateful to be finally home. Penny made this possible. I don’t think any other Realtor would have taken so much time and passion for her clients. Penny was excellent.
Happy Home Owner, Lodi CA- Juliana Moore

Louisa did GREAT job in helping us sell our home this year. She first came to visit us and explained so much in detail about the process. She made sure that anything that she does in regards to our house she made a excel format where she keeps the records of the dates and the procedure she does. She kept us in the loop throughout the whole process so we were aware of each steps. She understood all the questions we had for her and answered us very professionally and friendly. She understands it was an emotional situationselling our house but was very positive throughout the entire process.
We recommend Louisa to everyone. Thank you Louisa. YOUR ARE FANTASTIC!
Seller, San Ramon
Timothy & Sharon Blood, Realtors ~ “I would like to thank Timothy, his sister Sharon, and their crew for the wonderful and professional job they did on selling our house in Warm Springs. We interviewed several agents and Timothy stood outmore than the rest. Timothy’s presentation and professional selling plan were well thought out and they did a fantastic job, wereceived multiple offers and sold the house for more than our asking price. If you are thinking of selling or buying I would highly recommend Timothy Blood as your agent.”
Seller Fremont, Joe Denk
Louisa Bortoli, Realtor ~ helped us purchase our rental condo in San Ramon. There was no pressure, lightning fast responses, and she must have written at least 20+ offers before we managed to get a condo we liked. We have already recommended Louisa to our cousins and friends and we’re happy to provide a recommendation anywhere we can.
Buyer, San Ramon
Bruno Lombardo is a very efficient loan officer I have never encountered or dealt with any loan officer, who is so patient. Actually, he was referred to us by a friend and I have contacted this friend to thank her and told her the excellent service that Bruno has given us. I would definitely recommend him to friends and relatives.
Loan, San Ramon

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